Christian IRA – Retirement Investment That Helps Today’s Churches
The Cornerstone Fund Christian IRA – investing in your own future retirement while investing in the church.
Being a good steward of your finances means planning for your own future. It also requires you to invest in funds that fulfill your own personal ministry now. That’s what makes the Cornerstone Fund your best choice for an IRA that helps you combine your finances with your faith.
A Cornerstone Fund IRA Helps Other People of Faith
Choose between a Traditional or Roth IRA from the Cornerstone Fund. You will earn competitive interest while experiencing the tax advantages of an IRA – plus enjoy the satisfaction that your investments are helping churches and nonprofit organizations pursue their benevolent missions.
The Cornerstone Fund offers you these and many more investment options based upon a simple ministry model. You will earn competitive interest* on your investments while supporting local communities through the work of United Church of Christ ministries and other affiliated nonprofits.
Learn more and apply for a Cornerstone Fund IRA here.
Our History: How IRA Accounts & Other Investments Have Helped Churches
Since 1993, the Cornerstone Fund has supported more than 625 local United Church of Christ (UCC) congregations and other UCC-affiliated ministries and organizations with low-cost loans – totaling more than $200 million in support for church building purchases and construction; building renovations to improve accessibility or to reduce energy usage; enhanced community impact through affordable housing and/or multi-use property development, among others. These low-cost loans are funded through investments from both individuals and organizations, as well as direct giving to the Cornerstone Fund’s Endowment Fund.
IRA Investment Options from the Cornerstone Fund
There are several different types of Individual Retirement Accounts offered by the Cornerstone Fund – Traditional IRAs and Roth IRAs, as well as SEP IRA accounts for small business owners. The direct contribution amount you can make to an IRA on a yearly basis is limited by your age and is published annually by the IRS; there is no limit for direct rollovers from qualified retirement accounts. We strongly encourage consultation with an independent financial, tax advisor or estate planning advisor when considering your IRA selection(s) – and apply here for your Cornerstone Fund Individual Retirement Account.
Cornerstone Fund term notes are one of the easiest ways to invest if you don’t need immediate access to your money. Term notes typically pay you a higher interest rate* than a traditional, FDIC-insured savings or demand note account and, generally, the longer the term that you invest for, the higher the interest rate. Unlike some financial institutions that require high minimum investments, Cornerstone Fund term notes can be opened for as little as $500 – with no monthly service charge.
You Can Start a Cornerstone Fund Christian IRA with a Minimal Investment
Start with as little as $500 and build your retirement savings through potential growth. Plus, your investment supports the mission of the Cornerstone Fund to offer low-cost loans to local United Church of Christ ministries and organizations without traditional and Roth IRAs.
Talk to Us About a Tax-Free Investment
The big question is – are contributions to your Cornerstone Fund IRA tax-deductible? It depends. Contributions to a Traditional IRA can have tax deductions depending on your income and size of contributions. Roth IRA contributions are not tax-deductible; instead, withdrawals from a Roth IRA (after age 59 1/2) are tax-free.
Let’s continue this conversation. Contact the Cornerstone Fund for details.
*Not guaranteed by the United Church of Christ.
*Past performance is no guarantee of future results.
