Financing for your church’s planned construction project

Low-cost loans that are designed exclusively for churches

Explore competitive borrowing options for your upcoming church construction project—matched with competitive rates and expert consultation

Get a Rate Quote

Church window

The Cornerstone Fund lending difference

The Cornerstone Fund offers competitively-priced and low-fee financing options—from $10,000 lines of credit to multimillion-dollar loans—that are specifically designed to meet the unique needs of churches and non-profit organizations.

Your ministry and mission are so much more than a building, but a building is also likely to be one of your largest assets. As a faithful steward of your building and property, you may need to make capital improvements or renovations to the building—or creative property redevelopment—to support vibrant ministry.

The Cornerstone Fund offers several loan programs at attractive rates, and many find that the Fund offers a better financing package than a local bank. Cornerstone Fund representatives work exclusively with churches and non-profit organizations to ensure plans and budgets are well-structured and complete.

Construction loans designed exclusively for churches

The Cornerstone Fund was created to help churches and non-profit organizations address a range of building-related needs, from straightforward repairs to large-scale renovations and additions. Whatever your church’s needs, the Cornerstone Fund can help you explore your options, develop your plans, and select the financing program that best suits your budget.

Say hello to more cash. Every year.

When enrolled in the Cornerstone Fund’s Church Cashback Program as an active loan customer, you can earn up to $10,000 cash back each year! Receive cash back each year based on your loan and investment balances. Enroll today, receive your welcome packet, and then begin to invite your congregation to invest with the Cornerstone Fund personal investment options and they will simply designate your church on their investment applications. See you Welcome Packet for specific cash back calculations and restrictions.

Not sure if you’re ready to borrow?

The Cornerstone Fund has recently partnered with the Hope Partnership, a program that uses a national, ecumenical network of trained facilitators and coaches that assists both struggling (and thriving congregations) to move into financially sustainable, life-transforming mission.The Hope Partnership offers four consulting services.

  • New Beginnings, a six-month facilitated and coached process for congregations facing sustainability challenges
  • Epiphany, a one-year facilitated and coached process for churches ready to imagine and live into their future ministry story
  • Mission Pathways, an individualized, three-month self-guided service for healthy congregations looking at new ways to do ministry
  • Recasting, a one-year process that brings together up to six congregations to form and launch their own future ministry options.