Rebuild your church after a natural disaster

Creative financing options for building projects not covered by insurance

Explore low-cost financing options that are exclusively designed for churches—matched with competitive rates and expert consultation

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When property repairs go beyond insurance coverage

Natural disasters like hurricanes, tornadoes, and severe storms can cause severe damage to your facilities, and sometimes, insurance simply doesn’t cover the full cost of needed building repairs. Additionally, natural disaster repairs might also make room for overall building improvements, including energy-efficiency, accessibility, and more.
The Cornerstone Fund was created to help churches and non-profit organizations address a range of building-related needs, including repairs and renovations after disaster has struck. The Cornerstone Fund offers a variety of financing options, including fixed-rate loans, adjustable rate loans, bridge loans, and lines of credit.

The Cornerstone Fund lending difference

The Cornerstone Fund offers competitively priced and low-fee financing options—from $10,000 lines of credit to multi-million-dollar loans—that are specifically designed to meet the unique needs of churches and non-profit organizations, including accessibility improvement projects. Cornerstone Fund representatives work exclusively with churches and non-profit organizations to ensure plans and budgets are well structured and complete. Plus, many churches and organizations find that the Cornerstone Fund offers a better financing package than a local bank.

Get a rebate check when you match your loan with investment dollars

The Cornerstone Fund also offers a Cash Back program. To participate in the Cash Back program, your church and/or your congregation invests in the Cornerstone Fund (e.g., demand accounts, term notes, IRAs, ESAs) in an amount that fully matches your church’s loan balance. Once you match the loan balance with investments (from your church and/or your members), you will receive a rebate in the amount of one percent of your loan. Although rebate checks are issued annually (each January), we calculate the Cash Back every month to give you the most credit, since investment balances are always changing. Rebates are also provided in 0.25% increments. For example, if your loan balance is $100,000 and your church and its members invest $75,000 in the Cornerstone Fund, you will receive a rebate check in the amount of approximately $750.