Flexible Demand Note Accounts

A flexible and convenient investment option for your ministry.

With a Cornerstone Fund Flexible Demand Note, you’ll have convenient, flexible access to your ministry’s investment while also earning competitive interest* rates with no fees.

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Earn more for your ministry—in both dollars and mission

With a Cornerstone Fund Flexible Demand Note, you’ll have convenient, flexible access to your ministry’s investment while also earning competitive interest* rates with no fees. You can withdraw any portion of your investment at any time—either by an ACH transfer within your online account or by emailing us. Flexible Demand Note accounts can be opened for as little as $50. Plus, your investment helps the Cornerstone Fund offer low-cost loans to other local United Church of Christ congregations and affiliated ministries and organizations.

Earn even more with the Flexible Demand Plus Note Account

The Cornerstone Fund’s Flexible Demand Plus Note account rewards your ministry even more with the same flexibility of a traditional demand note account. With an opening investment of at least $50 and a minimum monthly investment of $100 (via ACH/electronic funds transfer), earn even higher rates than a standard demand note account. See our Offering Circular for details.

The Cornerstone Fund Flexible Demand Note Account Advantage

The Cornerstone Fund’s Flexible Demand Note accounts allow you to have easy access to your organization’s investment, while also supporting other United Church of Christ ministries. Use demand note accounts for easy-to-access investments—all while earning competitive interest* on your dollars.

Frequently Asked Questions

What is the minimum opening balance requirement?

A Cornerstone Fund Flexible Demand Note Account can be opened for as little as $50.


How much interest does the account earn?

Cornerstone Fund Flexible Demand Notes earn competitive* interest. Check out our current rates, and we encourage you to compare them to other financial institutions.


What are the monthly service charges?

There are no monthly service charges with Cornerstone Fund Flexible Demand Notes.


How can I access my account?

You can easily access your account online. Enroll here.


Is there a monthly investment requirement?

There is no monthly deposit requirement for a traditional Flexible Demand Note; however, if you’d like to earn a higher rate of interest, a Flexible Demand Note Plus requires a $100 minimum monthly investment (via ACH).



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