Offering Circular

We offer up to $150,000,000 of Term Notes, Flexible Demand Notes, Flexible Demand Plus Notes, and Giving Bonus 60-Month Term Notes (collectively, the “Notes”). The Notes are unsecured debt obligations of United Church of Christ Cornerstone Fund, Inc. (“Cornerstone Fund,” “we,” “us,” or “our”). We will pay interest on the Notes at the rates set forth on the investment rate sheet accompanying this Offering Circular (“Rate Sheet”). We may adjust the rates of interest we pay on the Notes, the term to maturity of Term Notes, and the minimum investment amounts applicable to the Notes from time to time, which are reflected as of the date we delivered this Offering Circular on the Rate Sheet. Certain Notes are also available as investments for Individual Retirement Accounts, and the applicable interest rate for such Notes is stated on the Rate Sheet.

The 2023/2024 Offering Circular

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The 2023/2024 Offering Circular Supplement

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We offer up to $150,000,000 of Term Notes, Flexible Demand Notes, Flexible Demand Plus Notes, and Giving Bonus 60-Month Term Notes (collectively, the “Notes”). The Notes are unsecured debt obligations of United Church of Christ Cornerstone Fund, Inc. (“Cornerstone Fund,” “we,” “us,” or “our”). We will pay interest on the Notes at the rates set forth on the investment rate sheet accompanying this Offering Circular (“Rate Sheet”). We may adjust the rates of interest we pay on the Notes, the term to maturity of Term Notes, and the minimum investment amounts applicable to the Notes from time to time, which are reflected as of the date we delivered this Offering Circular on the Rate Sheet. Certain Notes are also available as investments for Individual Retirement Accounts, and the applicable interest rate for such Notes is stated on the Rate Sheet.

The 2022/2023 Offering Circular

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We offer up to $150,000,000 of Term Notes, Flexible Demand Notes, Flexible Demand Plus Notes, and Giving Bonus 60-Month Term Notes (collectively, the “Notes”). The Notes are unsecured debt obligations of United Church of Christ Cornerstone Fund, Inc. (“Cornerstone Fund,” “we,” “us,” or “our”). We will pay interest on the Notes at the rates set forth on the investment rate sheet accompanying this Offering Circular (“Rate Sheet”). We may adjust the rates of interest we pay on the Notes, the term to maturity of Term Notes, and the minimum investment amounts applicable to the Notes from time to time, which are reflected as of the date we delivered this Offering Circular on the Rate Sheet. Certain Notes are also available as investments for Individual Retirement Accounts, and the applicable interest rate for such Notes is stated on the Rate Sheet.

The 2021/2022 Offering Circular

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