Mortgage Loans

Low-cost loans that are designed exclusively for non-profit organizations

Discover competitive borrowing options for your upcoming building project—matched with competitive rates and expert consultation

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Loans designed exclusively for non-profit organizations

The Cornerstone Fund offers competitively-priced and low-fee loans—from hundreds of thousands to multiple of millions of dollars—that are specifically designed to meet the unique needs of United Church of Christ affiliated non-profit organizations.

In fact, since 1993, the Cornerstone Fund has supported more than 625 local United Church of Christ (UCC) congregations and other UCC-affiliated ministries and organizations with low-cost loans totaling more than $200 million.

Many organizations actually find that the Cornerstone Fund offers a better financing packaging than a local bank. Plus, since the Cornerstone Fund only works with churches and nonprofit organizations, the Fund understands your organization’s unique needs and can offer both lending expertise and flexibility that you won’t find anywhere else.

A wide-range of loan options for your organization’s unique needs

Since the Cornerstone Fund limits its lending to ministries and non-profit organizations, its team of experts works with your organization to find the best loan option.

The Cornerstone Fund offers two types of mortgage loans:

  • Fixed Rate Loan
    A secured fixed rate loan (both new and refinanced) can be used for property purchases, repairs and improvements (including construction loans), and redevelopment. This loan offers amortization terms of five years.
  • Adjustable Rate Loan
    One-, three-, or five-year adjustable rate loans can be used for property purchases, repairs, improvements, and redevelopment, as well.
Mortgage loans that support your organization’s growth plans

Cornerstone Fund low-cost mortgage loans can be used for a variety of building projects, including:

Organizations also look to the Cornerstone Fund for loan refinancing.