Investment Options

Earn competitive interest* on your investments while supporting local communities through the work of United Church of Christ ministries.

Discover which investment option is right for you.

Flexible Demand Note Account
  • Earn competitive interest* on your investment
  • Minimum $50 opening investment
  • No monthly service or maintenance fees
  • No monthly investment requirement

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Flexible Demand Plus Note Account
  • Earn even higher competitive interest* on your investment than the standard flexible demand note account
  • Minimum $50 opening investment
  • No monthly service or maintenance fees
  • $100 minimum monthly investment requirement (via ACH)
  • 24/7 online access to account

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Kids Club Demand & Term Note Accounts
  • Earn competitive interest* on your investment, designed exclusively for youth, ages 0-18 years old
  • Minimum $25 opening investment for Flexible Demand Note accounts
  • Kids Club welcome gift and activities throughout the year
  • No monthly service or maintenance fees
  • No monthly investment requirement
  • 24/7 online access to account

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Term Notes
  • Earn competitive interest* on your investment
  • Minimum $500 investment
  • Terms available from 3 months to 5 years
  • No monthly service or maintenance fees
  • 24/7 online access to account

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Individual Retirement Accounts
  • Earn competitive interest* on your investment
  • Minimum $500 investment
  • Choose from a Traditional or Roth IRA
  • No monthly service or maintenance fees

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Education Savings Accounts
  • Earn competitive interest* on your investment
  • Minimum $500 investment
  • Earn tax advantages while saving for your child’s education
  • No monthly service or maintenance fees

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About the Cornerstone Fund